If you don’t have emergency savings, payday loans can feel unavoidable. But, it’s easy to get off track by opting for these high-cost loans or high-interest revolving lines of credit. That’s why your employer* has teamed up with WorkLife to offer a better option: small-dollar loans paid back through payroll deductions.

The Details

Loans from $400 up to $1,000 available to employees at participating employers*

Maximum interest rate of 18% may apply

12-month repayment period

Loans are automatically repaid through payroll deductions

Loan funds are available within 24-48 hours

Eligibility Requirements

Eligible for benefits with employer

The Minimum borrowing age is 18

Must be employed with participating employer; length of employment varies by employer

Routing and account numbers for bank account

Driver’s license or passport numbers

Social Security number

Contact information for three references (references will not be contacted for the application)

Meeting these requirements would likely qualify you to receive a loan.

How It Works

1. Online Application

You will be walked through the online application process, which will take 10–15 minutes. Please have the following information handy: social security number, driver’s license or other government issued identification, employment information, bank information, references, valid email address, and employee ID (if applicable).

2. Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days.

3. Repayment

Loans are automatically paid through your paycheck.

Participating Employers