If you don’t have an emergency savings, payday loans can feel unavoidable. But, it’s easy to get off track by opting for these high-cost loans or high-interest revolving lines of credit. That’s why your employer* has teamed up with WorkLife to offer a better option: small dollar loans paid back through payroll deductions.

Need to pause your payments?
Qualifying customers impacted by COVID-19 may be eligible for payment relief for up to 3 months by completing a Forbearance Application. We’re here to support you. Contact
[email protected] or 303.298.1625.

The Details


Loans from $400 up to $1,000 available to employees at participating employers*


Maximum interest rate of 18% may apply


12-month repayment period


Loans are automatically repaid through payroll deductions


Loan funds are available within 24-48 hours

The Requirements


Minimum borrow age is 18


Routing and account numbers for bank account


Driver’s license or passport numbers


Social Security number


Must be employed with participating employer; length of employment varies by employer


Contact information for three references (references will not be contacted for the application)


Eligible for benefits with employer

How It Works

1. Online Application

You will be walked through the online application process, which will take 10–15 minutes. Please have the following information handy: social security number, driver’s license or other government issued identification, employment information, bank information, references, valid email address, and employee ID (if applicable).

2. Funding

Pending employment verification and your signature, your loan will be deposited into your checking account in 2 business days.

3. Repayment

Loans are automatically paid through your paycheck.

Participating Employers

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MM Solutions